Banking Settlements

Banking Settlements & OTS Services

Unable to pay full loan amount? SAMAJH AI Financial Services negotiates One Time Settlements (OTS) and loan restructuring with all banks to help you become debt-free.

Settlement Services We Offer

One Time Settlement (OTS)

Negotiate lump-sum settlements with banks at reduced amounts to close your loan accounts.

Loan Restructuring

Get your loan terms modified with extended tenure or reduced EMIs for easier repayment.

NPA Resolution

Help resolve Non-Performing Assets and restore your account to standard status.

Debt Consolidation

Combine multiple loans into a single manageable payment with better terms.

Interest Waiver Negotiation

Negotiate waiver of accumulated interest and penalties on overdue accounts.

No Objection Certificate (NOC)

Ensure you receive proper closure documents after settlement completion.

Banks We Work With

HDFC Bank
ICICI Bank
Axis Bank
IDFC First Bank
Kotak Mahindra Bank
Bajaj Finance
SBI
PNB
All Banks & NBFCs

Ready to Settle Your Bank Dues?

Contact SAMAJH AI Financial Services today for a free settlement consultation.

Start Settlement Process